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The Finest Online Baccarat Casino Games

Baccarat tables are supposed to be James Bond's favourite casino games, and it is not difficult to see why.

They are beguilingly simple and easy to learn, but the betting probabilities and fast-paced style make them really enjoyable. Sophisticated and refined, the games are perfect for players in this country and, of course, Spin Casino is the best place to enjoy them.

Our Baccarat options are based on the Punto Banco style that was popularised in the glamorous gaming area of Macau, and are powered by Microgaming. You're going to love their crisp graphics and attention to detail, to say nothing of their impressive payouts! Add our lucrative bonuses to the equation, and you're in for some serious entertainment and wins.

The Basics of Playing Online Baccarat

Baccarat is unique among card games, because you can't make any moves in reaction to the cards you are dealt. It’s a bit like pokies in that it’s all down to luck! Instead, your power is in the bets that you place. The name Punto Banco comes from the Italian words for Player and Banker. You need to predict which of these hands' totals will be higher, but in spite of the names neither you nor the dealer has any control over them.

There are specific instances in this casino game where another card needs to be dealt to the Player or Banker hand, but these are dictated by the rules and are not decided on by any participants. To start the game, you need to bet on whether the hands will tie, or which one will have the larger total.

According to casino Baccarat rules, the first thing you can do as a player is to bet on the hand that you think will win. Rather than rushing in and betting as soon as the version of the game launches, we recommend that you check the size of the default bet. If it’s too large or too small for your liking, use the controls to change the value.

Placing Baccarat casino online bets is as simple as selecting the relevant option on the screen. In some versions of the game, the hands are known as ‘Player’ and ‘Banker,’ while in others, they’re known as ‘Punto’ and ‘Banco.’ The only difference between the English and Italian/Spanish names is the words themselves. The hands, the bets and payouts, and the other rules are exactly the same. After you place your Baccarat NZ bet, the RNG software will deal the initial 4 cards.

Tie, Player, Banker – you choose!
Five seats around half the Baccarat table, with casino chips
White female hand holding two casino cards
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Calculating Hand Totals in Baccarat

In Baccarat, the A to 9 cards are worth their stated value, while all others count as 0. To determine the hand total, the cards are added together and the 10-unit is dropped. If a hand has a 6 and an 8, it is worth 4, rather than 14. At the end of the round, the hands are compared to see which is bigger.

The results of every deal in the game are completely unpredictable, but that hasn’t stopped players in New Zealand from trying to figure out how to win Baccarat rounds. For some players, this means using a Baccarat betting strategy such as always betting on the Banker hand, which has a 1.17% house edge and a 98.94% RTP. Compared to the Player hand’s 1.36% house edge and 98.76% RTP, and to the tie bet’s 14.36% house edge and 85.64% RTP, the Banker bet is the more attractive option – even if it comes with a 5% commission paid from the potential payouts you win.

When you bet on Baccarat hands at Spin Casino, it’s important to keep in mind that you cannot influence the results of the deals, and that no strategy can guarantee a win. This element of chance is what made Baccarat the most popular card game in Asia.

How Results and Payouts are Calculated

If you successfully predicted that the Player hand would win, you are paid out 1:1. This is also what you get in the case of a Banker win, but since the odds are slightly more in favour of the Banker hand in this casino game, you'll be required to pay 5% commission. Winning on a tie will get you an eye-watering 8:1 return!

Be warned though; with tie bets the risks are as high as the rewards and the steep house edge is over 14%. Never place this wager with anything you can't afford to lose, or with any expectation of actually winning. If you do, it's an incredible windfall, and if you've played responsibly and you don't win a tie wager, you'll still have had a great time.

Carefully choosing the bets you place isn’t the only option for using Baccarat strategy in gaming sessions. In the 1960s, when the game took Macau by storm, players developed several ways of recording and analysing results, in the hope of finding patterns. If players see what looks like a favourable pattern, it might inspire them to also make a betting decision based on the Baccarat banker odds.

Ultimately, there’s no guaranteed method of how to win Baccarat. Whether you base your decisions on intuition, odds, RTP, or the Big, Small, or other roads, Microgaming’s RNG software has the final say.

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Microgaming Technology Casino Games

The Baccarat releases at Spin Casino are very recognisable as having been developed by Microgaming. If the visuals and special features don't give it away, the flawless functionality on any machine and operating system certainly will. Microgaming was established in 1994, and is used by many of the world's top online casinos.

As well as being so much fun to play, Microgaming is also completely fair. The Random Number Generation software used to create results in Baccarat and all other games is audited and endorsed by the Malta Gaming Authority, the United Kingdom Gambling Commission, and eCOGRA. Knowing that all of this is in place, along with the security and support at Spin Casino, allows you to relax and enjoy your table games more.

Incredible Mobile Baccarat

A few decades ago, you would’ve needed to travel to a land-based gambling venue to bet on the Player or the Banker, but thanks to mobile Baccarat, that’s a thing of the past. Spin Casino’s never closed, and our games are always available, so you can play your favourite editions at any time of the day or night.

If you’re used to the bright and bold graphics, the ambient sounds, and the smooth playing action that you get when you play Baccarat NZ on computer, you’ll be glad to know it’s all there in the mobile versions of the games. Microgaming’s top-quality software ensures you get an uncompromised gaming experience.

Here at New Zealand’s best mobile baccarat casino, you’ll find that there are more gaming options than those powered by Microgaming. Along with playing incredible mobile games, you can take your pick of Evolution’s inspiring editions of live Baccarat, which are hosted by friendly dealers at bean-shaped tables, just like you’d find in Macau’s prestigious casinos. Some live editions also include the infamous Squeeze, which is a slow reveal of the final scores and the round’s winning hand. Look no further than Spin Casino for the best mobile Baccarat.